One Park Financial, a leading business funding provider, is poised to significantly expand its lending capacity after its parent company, Fund Street Technologies LLC, closed a $45.5 million investment-grade corporate note. The seven-year note, placed exclusively through Brean Capital LLC, is designed to fuel the growth of One Park Financial's origination capacity and deepen its impact on small business owners across the country.
For the millions of small and medium-sized businesses that have been shut out of traditional bank financing, One Park Financial has long been a bridge to working capital. Since 2010, the company has helped deploy more than $1.5 billion in small business financing and serviced over 100,000 businesses nationwide. With this new institutional backing, One Park Financial is poised to reach even more business owners who need fast, flexible working capital solutions.
CEO and Co-Founder John Lie-Nielsen underscored how this capital raise translates directly into greater support for small business owners. "This transaction positions us to fully utilize our proven technology infrastructure and support business owners across the US," Lie-Nielsen said. "We have built our platform to handle significant scale, and now we can deploy these resources toward expanding our origination capacity and market reach."
CFO Marcus Holland highlighted the institutional confidence behind the raise. "We welcome the participation of institutional partners who recognize our strong track record and long-term vision," Holland said. "This transaction strengthens our balance sheet by providing liquidity and flexible financing to diversify our capital structure."
The closing of a seven-year investment-grade note reflects growing conviction among institutional investors in technology-driven funding providers like One Park Financial, companies that have proven both the demand and the operational capacity to serve a segment of the market that traditional banks continue to overlook. One Park Financial operates as the flagship merchant-facing brand of Fund Street Technologies, a vertically integrated fintech platform that manages the full client lifecycle from origination and business analysis to documentation and merchant servicing.
This news matters because access to capital remains a critical challenge for small businesses, which are the backbone of the U.S. economy. According to the press release, traditional banks have often overlooked this segment, leaving many entrepreneurs without the funding they need to grow. One Park Financial addresses this gap by providing fast and flexible working capital solutions. The $45.5 million investment-grade note not only strengthens the company's balance sheet but also signals that institutional investors see value in fintech lenders that leverage technology to serve underserved markets.
The implications for small business owners are significant: increased origination capacity means more businesses can receive funding, potentially leading to job creation and economic growth. For the industry, this deal highlights a trend of institutional capital flowing into alternative lending platforms, which could reshape the small business lending landscape. As One Park Financial expands its reach, it continues to fulfill its mission of investing in dreams, one business at a time.
