As summer winds down and the back-to-school season begins, parents are juggling school supplies, schedules, and permission slips. Amid the flurry of preparation, a critical item should be on every family's list: securing health coverage for their children. Free or low-cost health coverage is available through the Children's Health Insurance Program (CHIP) or Medicaid in every state for eligible individuals, ensuring that kids and teens can get the care they need to stay healthy and succeed in school.
Many families may not realize they qualify for these programs. Eligibility varies by state and is based on family income and household size. In most states, children up to age 19 from a family of four earning up to $80,000 per year may be eligible. In some states, eligible children can qualify even if family income is higher. "Think your family might not qualify? You might be surprised," the press release notes, emphasizing that many families overlook this resource.
Health coverage is more than just a safety net; it directly impacts a child's ability to learn and participate. When a child is sick, the right medicines help them get back to school quickly. If a child struggles with focus, supports are available. Vision services cover glasses for those who need them. Healthy kids are confident kids, ready to engage in every opportunity inside and outside the classroom. Medicaid and CHIP provide a range of services, including annual checkups and school physicals, preventive care, dental care to prevent toothaches and missed school days, vision and hearing services, mental health care, prescription medications, and specialized services for children with disabilities.
Applying for coverage is straightforward. Families can apply by phone, by mail, in person at their state's Medicaid or CHIP office, or online at InsureKidsNow.gov/coverage. Enrollment is open year-round, so families do not have to wait for a specific time of year to get covered. However, once enrolled, coverage must be renewed every twelve months. It is crucial to keep your address, email, and phone number up to date with your state Medicaid or CHIP office to avoid missing important renewal information. For more details, visit InsureKidsNow.gov or call 1-877-KIDS-NOW (1-877-543-7669).
This information is provided by the U.S. Department of Health & Human Services and was produced at U.S. taxpayer expense. As the school year kicks off, taking a moment to ensure your child has health coverage can set them up for a successful year ahead, ready to learn and thrive.
