Rubean AG, a Munich-based fintech company specializing in software-based point-of-sale (SoftPOS) solutions, has officially installed a new leadership team. Stephan Kuck, formerly CEO of Computop Paygate GmbH, joins Jochen Pielage as Co-CEO, effective July 1, 2026. The move aims to capitalize on significant growth opportunities in the cashless payment market by expanding sales operations and strengthening partnerships.
Rubean’s core product, PhonePOS, replaces traditional card readers with a software app that enables merchants to accept cashless and mobile payments on smartphones without additional hardware. The company is already a market leader in Germany and Spain, and has entered markets in Switzerland, the Netherlands, the United Kingdom, and North and South America with support from major banks and payment service providers.
“I’m looking forward to working together and, above all, to Rubean now being able to better capitalize on its enormous opportunities in the market,” said Pielage. Kuck added, “I know the company very well from the long-standing collaboration between Computop and Rubean, and I’m looking forward to further expanding the already significant growth.”
Kuck’s experience leading one of Germany’s leading payment service providers is expected to bolster Rubean’s sales efforts. Former Chief Sales Officer Dr. Hermann Geupel will remain as Sales Director for the DACH region. To finance further expansion, the company is considering capital measures.
The implications of this leadership change are significant for the payments industry. Rubean’s SoftPOS technology eliminates the need for costly hardware terminals, lowering barriers for small retailers, food service businesses, and delivery services to accept digital payments. As cashless transactions become more prevalent, Rubean is positioned to disrupt the traditional point-of-sale market. The company’s expansion into multiple European countries and the Americas reflects growing demand for flexible, software-based payment solutions.
For merchants, this means reduced upfront costs and easier integration with existing smartphone systems. For banks and payment service providers, partnering with Rubean offers a way to extend card acceptance to a broader merchant base without logistical challenges of hardware distribution. The leadership transition signals an intensified push to capture market share in regions where SoftPOS adoption is still nascent.
Rubean’s PhonePOS is notable for being the only SoftPOS solution that supports the girocard (EC card) in large-scale deployments in Germany, a key differentiator. The company is listed on m:access and over-the-counter trading venues, including XETRA, under the symbol R1B:GR. More information can be found at www.rubean.com.
With Kuck and Pielage at the helm, Rubean aims to accelerate its trajectory as a leader in the SoftPOS market, potentially reshaping how small and large merchants accept payments across Europe and beyond.
